Forgot to mention: maintaining automobile insurance is NOT a federal requirement. It is a state law. In SC, for example, you are NOT required to maintain coverage; however, you face a "fine" (much smaller than the actual cost of insurance, of course, if you're a terrible driver) for failing to have coverage. A fine, but that's it.

It's bad enough that we have to pay EXTRA insurance to deal with un/under-insured motorists. But the thought of these extra people on the road? In South Carolina?

Scary.

-Rog